---
url: "https://auraplusplus.com/projects/confidential-cash-flow-planner"
markdown: "https://auraplusplus.com/projects/confidential-cash-flow-planner.md"
website: "https://onbalance.app/"
tier: "nofollow"
status: "launched"
upvotes: 2
launched: "2025-09-30"
categories: "Productivity, Finance & FinTech"
platforms: "mobile"
tags: "flutter, next.js, end-to-end encryption, offline-first"
pricing: "free"
pricing_label: "Free to use"
maker: "Igor Zilberg"
created: "2025-09-29"
---

# onbalance

> onbalance is a free cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.🔐 Privacy by DesignWe took this seriously.

## About onbalance

onbalance is a free cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.

🔐 Privacy by Design
We took this seriously. Built with best practices from password managers and crypto wallets. End-to-end encryption. No tracking. No external integrations or data sharing. Absolutely no one (including our team) can access your information without your key. Imagine a password manager's level of security and confidentiality, but tailored specifically for your financial operations.

📱 Offline-First & Mobile-Native
Always accessible, always reliable — your data is available wherever you are, even without an internet connection. Built for on-the-go mobile use, ensuring seamless speed and usability.

🧾 Flexible Financial Management
Whether you drive multiple ventures, handle various projects, work with different currencies (including crypto), onbalance adapts effortlessly. Want simplicity and speed? You can skip details entirely and just log transaction sums without mandatory inputs.

📊 Insightful Cash Flow Planning
Visualize your future balances, spot potential gaps early, and make confident decisions—without the accounting jargon or clutter.

Built especially for small business owners and solopreneurs like:
— Freelancers & content creators
— Real estate agents & event planners
— Artisans & marketplace sellers
— Repair & construction teams

👾 Join our Discord community to participate in testing and development, bring your ideas of the perfect finance management app for small ventures, or simply chat with the community about entrepreneurship and finance management topics: https://discord.gg/fbwf5MYJap

## Overview

### Who is it for?

solopreneurs and small business owners who value privacy, simplicity, and freedo and others exploring productivity.

### What is it?

onbalance is a free cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.🔐 Privacy by DesignWe took this seriously

### How is it priced?

onbalance is free to use. Visit the official website for plan details, limits, and billing options.

### How does it compare?

onbalance focuses on onbalance is a free cash flow planning app specifically designed for solopreneurs and small business owners who.... Other productivity tools may emphasize different workflows, integrations, or pricing models. Compare free to use, supported platforms (mobile), and whether the product fits your specific use case before choosing.

## Platforms

- mobile

## Tech stack

- flutter
- next.js
- end-to-end encryption
- offline-first

## Categories

- Productivity
- Finance & FinTech

## Frequently asked questions

**Q: What is onbalance?**

onbalance is a free cash flow planning app specifically designed for solopreneurs and small business owners who value privacy, simplicity, and freedom.🔐 Privacy by DesignWe took this seriously

**Q: Who is onbalance for?**

solopreneurs and small business owners who value privacy, simplicity, and freedo and others exploring productivity.

**Q: How is onbalance priced?**

onbalance is free to use. Visit the official website for plan details, limits, and billing options.

**Q: How does onbalance compare to alternatives?**

onbalance focuses on onbalance is a free cash flow planning app specifically designed for solopreneurs and small business owners who.... Other productivity tools may emphasize different workflows, integrations, or pricing models. Compare free to use, supported platforms (mobile), and whether the product fits your specific use case before choosing.

## Screenshots

- Screenshot 1: https://7hszb6sspe.ufs.sh/f/fwniNzDpSxJCsXcmFqvnlJVrG1Ox20yjQcmb4iuNhIWevDMz
- Screenshot 2: https://7hszb6sspe.ufs.sh/f/fwniNzDpSxJCd3O2Lb0PFuozsKgNIma0HLt8khQ7Y4VeTMrU

## Links

- Listing: https://auraplusplus.com/projects/confidential-cash-flow-planner
- AI-friendly Markdown: https://auraplusplus.com/projects/confidential-cash-flow-planner.md
- Website: https://onbalance.app/
- Twitter / X: https://x.com/onb_app
- Launch story: https://auraplusplus.com/launches/confidential-cash-flow-planner
- Launch story Markdown: https://auraplusplus.com/launches/confidential-cash-flow-planner.md

## Explore

- [More in Productivity](https://auraplusplus.com/categories?category=Productivity)
- [All launches](https://auraplusplus.com/launches)
- [Trending on Aura++](https://auraplusplus.com/trending)


_HTML version: https://auraplusplus.com/projects/confidential-cash-flow-planner_